Whether you are a first-time homebuyer navigating your way through all the loan programs, ready to refinance your current mortgage and lock in at a fixed-rate or consider one of our adjustable-rate options, NCB has the perfect loan to meet your financing needs. 

For our Real Estate Professional partners - we look forward to partnering with you to offer your buyers these flexible solutions:

• A full suite of loan programs with competitive rates
• Portfolio underwriting to help get more of your deals approved and closed

For our Financial Advisors, Attorneys and CPAs - NCB can deliver custom solutions for your clients' real estate borrowing needs:

• Financing programs every step of the way - from first homes, trade-ups and second homes/investment properties to the perfect dream retirement home
• Customized solutions through our portfolio lending programs for your self-employed clients and those with complicated financial profiles and trusts
• A trusted mortgage banking partner working together to deepen client relationships