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National Capital Bank

Privacy Policy

What does The National Capital Bank of Washington do with your personal information?

Why

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number and account balances
  • Payment history and account transactions
  • Credit card or other debit and wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons The National Capital Bank of Washington chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

Does The National Capital Bank of Washington Share?
Can You Limit This Sharing?

For our everyday business purposes –

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes

information about your transactions and experiences

No

We Don't Share

For our affiliates’ everyday business purposes

information about your creditworthiness

No

We Don't Share

For our non-affiliates to market to you

No

We Don't Share

Questions? Call 202-546-8000 or Contact Us

Who is providing this notice?

The National Capital Bank of Washington

How does The National Capital Bank of Washington protect my information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does The National Capital Bank of Washington collect my information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Apply for a loan or use your credit or debit card
  • Make a wire transfer
  • We also collect your personal information from others such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • The National Capital Bank of Washington has one affiliate- National Capital Bancorp, Inc.

Non‑Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • The National Capital Bank of Washington does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partner(s) include other financial companies.