Michelle has been in the banking industry since 2015, starting out working for an accounting firm based in Puerto Rico in the Controllers department as a Tax Analyst and eventually moved to the CRE department working as a Credit Analyst. Michelle has a expertise in taxes for both businesses and individuals, working with bank returns and its subsidiaries getting the informative returns for all types of clients. Since joining the NCB team in 2021, Michelle has moved up the ranks and has received multiple promotions for her hard work and dedication to NCB. Michelle also has a degree in Accounting from the University of Puerto Rico.