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Warm Up Your Savings With Our CD Specials!

National Capital Bank

Boost your earnings with one of our High-Yield Certificate of Deposit Accounts! These limited time offers require new money.

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Online Account Opening
Open an Account Today – From Wherever You Are

Opening a personal account with NCB is easier and more convenient than ever. Whether you are at home, relaxing, or on the go, you can now easily set up and fund your account using your mobile phone, tablet or computer.

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Our eSuite accounts come with a contactless Visa® Debit Card, flexible mobile wallet options and person-to-person payments through Zelle – and much more.

Open an Account

Ready to open a new personal account with National Capital Bank? Get started today!

Products & Services

All the tools you need for your growing business.

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Treasury
Management

NCB offers time-saving solutions that help maximize your financial returns and focus on your business.

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Commercial
Loans

Businesses benefit from our deep knowledge of the market, competitive rates and terms and personalized, locally-based decision-making. 

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Business
Mobile Deposit

Our dedication to providing the best solutions for our business customers make our deposit services an integral part of your treasury management.

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IntraFi Network Deposits

IntraFi Network Deposits is a smart, secure, and convenient way to safeguard large deposits placed into a money market or CD. 

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Community First
NCB in the Community

As a local bank that has been part of the community since 1889, we understand firsthand the importance of strong community relationships, built on trust and understanding, like our relationship with Neal Henderson and the Fort Dupont Hockey Club. While nonprofit organizations work hard to provide valuable services and resources, we work hard to design financial solutions that help them maximize their impact.

NCB in the Community
Customers First
The Market Lunch

The Glasgow Family of Eastern Market has been banking with National Capital Bank for over 60 years. As the Glasgows have grown their business, find out why NCB has remained a perfect fit throughout the years.

“It's such an esteemed community bank. A lot of people that live on Capitol Hill and bank at NCB take pride in the fact that their bank does so much for their community.”
Tommy Glasgow Portrait
Tommy Glasgow
The Market Lunch
Customers First
Chat's Liquors

The Williams family has owned and operated Chat’s Liquors for decades, evolving the pioneering spirit retailer with NCB’s support.

“It’s truly a family environment at NCB —
because so many of them are family there, or have become family throughout the years.”
Ophelia Williams Portrait
Ophelia Williams
Chat's Liquors
Customers First
Cap8 Doors & Hardware

At the onset of the pandemic Lisa, leaned on the relationships she had at National Capital Bank to secure PPP funding — keeping her doors open so that she could continue to serve the business community and her employees.

“The quick response time and personal service that NCB provided was critical. The importance of a trusted local bank cannot be overstated.”
Lisa Williams Portrait
Lisa Williams
Principal, Cap8 Doors & Hardware

Meet Our Mortgage Lending Specialists

Manjur Ahmed

Vice President, Mortgage Lending Director, NMLS# 604387, Direct Line: 202-878-6337

Lashay Thompson

Bank Officer, Mortgage Support Specialist, NMLS# 2225588, Direct Line: 202-845-8551